Credit Cards Articles
1: Difference between a credit card and a charge card
Credit cards are somewhat more forgiving. They allow a cardholder to carry a balance from month to month. Although it’s advised that you pay your complete balance each time you get a bill.
2: Credit Cards - Credit Education
Purchasing power of people vary, therefore most of the time people cannot afford to buy everything they need— much less everything they want — without a little help.
3: Credit Cards - Security over Fraud
Call the bank or financial institution that issued your card immediately. Your issuer may want to cancel your current card and issue you a new one. Check with your issuer to verify that your mailing address has not been changed.
If you still have your card but fraudulent purchases have been made, call your issuer to report the fraud and request a new card.
4: Credit Cards - Using Your Card
Credit card can be used in many stores, restaurants, hotels, airlines, car rental agencies, petrol stations, and other locations worldwide.
5: Credit Cards - Understanding Credit
Credit is an agreement between a lending organization (such as a bank, store or credit card company) and you, the borrower. That agreement puts money in your hand, in your bank, or on a credit card, for your use. The terms of repayment, including interest charges, are usually set up front and are governed by an agreement between you and your issuing bank.
6: Credit Cards - Choosing a Card
Rewards programs can enhance the value of credit and debit cards. A rewards program is typically based on accumulating points based on the purchases or transactions you make on your card. These points can be redeemed for incentives, including various products and services, airline travel, vacations and more.
7: Credit Cards - Travelling with Credit Cards
Learn before you go so you can focus on having fun once you get to your destination. A travel agent will be able to provide you with insights and advice on where to go, what to do, and what to know about the local culture.
8: Credit Cards - Credit Crisis
A budget is handy if you make most of your purchases on a credit card. Compare your monthly bill with your monthly budget to assess whether you’re staying on track. A budget is useless if you don’t ever check how closely you are sticking to it.
9: Credit Cards - Dos and Donts
A credit card is like a short-term loan. It’s the most popular form of personal credit, but also the least understood. Although it might seem easy to use — just swipe, right? — there’s a right way, and a wrong way, to use a credit card.
10: Credit Cards - The Basics
Credit is an agreement between a lending organisation — be it a bank, a store, a credit card company, or others — and a borrower, namely you. That agreement puts money in your hand, in your bank, or on a credit card, for your use. The terms of repayment, including interest charges, are usually set up front.
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