Guidelines for Pensioners

by: Admin
Total views: 269
Word Count: 2898

Submission of Caims: Ensure to submit your claims in the prescribed proforma for grant of pension/gratuity/commutation/revision to your Head of Office well in advance so that the Pension Payment Order (PPO) reaches you through your Head of Office before your retirement. Remember that the processing, verification and authorization of these claims may involve several levels and one or more offices which require sufficient time and effort to be accurate. Verification of PPO: As soon as you receive your PPO, please verify the pensionary awards notified in the PPO for their correctness as per extant rules. In case of any correction(s) required in the PPO, please contact your Head of Office/Pension Disbursing Agency for necessary action in this regard. Physically Handicapped/Mentally Retarded Children: If you have any physically handicapped or mentally retarded child/children, please ensure that his/their details are furnished to your Head of Office for making an endorsement in your service and pension record and obtain an acknowledgement of this intimation. Transfer of Pension Account: If you desire to draw your pension from another paying agency, make a request to your current Pension Disbursing Agency (PDA) for transfer of your pension account to the PDA from where you now wish to draw your pension. Restoration of Commuted Pension: Commuted portion of your pension can be restored after 15 years from the date of receipt of the commuted value of your pension, based on your application. Please apply for the same to your PDA in the prescribed form. Commutation of Pension: Commuted portion of pension is required to be reduced from pension from the date of payment of the commuted value of the pension or after three months from the date of issue of PPO or from the date, capitalized sum is credited to the pensioner’s account. If the commuted portion of pension is not reduced as above, bring this to the notice of your PDA immediately to avoid a heavy recovery later. Nomination for Life Time Arrears: Please ensure to nominate the person to whom you want to authorize Life Time Arrears (LTA) on your demise. The nomination form should be submitted to your PDA. You can also change the nomination by submitting a change nomination form to your PDA to avoid any hardship to your nominee in receiving the amount of LTA. Loss of PPO: Notify your PDA immediately if your PPO is lost. You should also request him to furnish a loss certificate to the concerned authority to obtain a duplicate copy of PPO. Annual Identification: For annual identification, you should appear before your PDA in the month of November every year. In case, you are unable to appear due to bodily illness or infirmity and desire the payment through a representative, produce a life certificate to your PDA. Otherwise, the pension may be stopped. Commercial Employment after Retirement: Ensure to obtain prior permission from the competent authority for accepting any commercial employment within one year of your retirement. Post-retirement Conviction/Imprisonment: If a pensioner is convicted or sentenced to imprisonment by a Court, his pension will be suspended. In the event of conviction/imprisonment by a court of law, full facts of the case should be reported to your PDA/Head of Office. Changes in the family after discharge from service: Post discharge changes in the details of your family arising out of your marriage or children born to you after your retirement should be intimated to your Head of Office with full details and relevant certificates. Also ensure that a joint notification of your family pension is done by pursuing the matter with your Head of Office. Re-employment of pensioners: In case of re-employment in any Central or State Government /autonomous bodies/Public Sector Undertakings, please submit the full facts of the same to your PDA immediately after its occurrence. In case of non-reemployment, a declaration to this effect should be given to your PDA periodically (once in a year in the month of May positively). Insane Pensioner Court Attachment Annual Identification Convicted Pensioner Restoration of Commuted Portion of Pension Two Pensions Family Members Rejection of Dis. Pension RSMB Physically Handicapped Mentally Retarded Children Certificates Nomination for LTA Joint Notification of Family Pension Arrear of Pension Missing Pensioners Complaints Receipt of Pension Papers 1. Pension sanctioning authorities send the PPOs to the respective Record Offices in respect of PBORs, Heads of the office in respect of Defence Civilians and to the Pension Disbursing Authorities in respect of Commissioned officers. 2. Record offices send the PPOs along with the Descriptive Rolls to the desired P.D.A. with a copy to the pensioners along with Pension Certificates. Similarly Heads of the offices send the PPOs and the Pension certificates to the PDAs with a copy to the Pensioners. PPOs along with descriptive particulars in respect of commissioned officers are sent directly to the PDAs under intimation to the officers. 3. On receipt of Call letter from the PDAs or within reasonable time, the pensioners should report to the PDA for receiving first payment. The pensioners are required to produce pension certificate/intimation letter received from the Head of office/RO/PSA as the case may be to the P.D.A. Back to Top Loss of Documents 1. In case P.P.O. is lost in transit before receiving first payment, PDA should be approached to furnish loss certificate to the Pension Sanctioning Authorities for issue of duplicate copy of the P.P.O. 2. In case pension certificate is lost before receiving first payment, Pension Sanctioning Authority may be approached through respective Record Office/Head of the office for issue of duplicate Pension Certificate. 3. In case pension certificate is lost, exhausted, mutilated after receiving first payment, P.D.A. should be approached to issue duplicate/additional copy of Pension Certificate. Back to Top Commutation of Pension Commuted portion of pension is required to be reduced from pension from the date of payment or after 3 months from the date of issue of P.P.O. and in the case of P.S.Bs from the date, capitalised sum is credited to the pensioners' account. If the commuted portion of pension is not reduced as above, please point out to the P.D.A. to avoid heavy recovery at a later stage. Back to Top Release of Withheld Gratuity 1. The withheld amount of D.C.R.G. is payable after six months from the date of retirement without any authorisation from this office. 2. If a pensioner desires to get his pension account transferred from one P.D.A. to another in India, he is required to submit an application to his present P.D.A. No application is required to be submitted to this office. Transfer of pension accounts outside India is not permissible. Back to Top Drawal of Pension Through Agent Pensioners who desire to draw pension while residing outside India may open a non-resident account in any of the Scheduled Public Sector Banks in India. He should execute a power of attorney in India before proceeding Ex.India on a non-judicial stamp paper or on a plain paper affixed with adhesive stamp paper of appropriate value, before the Notary Public or any Magistrate. The pensioner shall furnish life certificate once a year through High Commission/Embassy of that Country where he/she resides. If he has changed his nationality in Country other than South Africa and Israel. Sanction of this office will be required through his P.D.A. for continuation of his pension. Back to Top Payment of Dearness Relief Group 'A' officers are not entitled to dearness relief during re-employ under a Govt. office/company/Corporation/Undertaking/Autonomous body. PBORs are entitled for dearness relief during re-employment under above organizations subject to production of a certificate from his re-employer that his pay has been fixed at the minimum of the scale of the post on which he has been re-employed and his entire amount of pension has been ignored in fixation of pay on re-employment. Back to Top Insane Pensioner 1. If a pensioner becomes insane, his dependents should obtain a certificate from the Magistrate and produce the pension certificate and life certificate for drawing pension. If the pensioner is lodged in an asylum the cost of pensioner's maintenance will be paid by the dependents to the asylum authorities as per orders of the Court on an application by the asylum authorities under the provisions of section 25 of Lunacy Act. Back to Top Court Attachment 1. No pension whether due or to become due can be attached by process of any Court until it has actually been paid as per pension Act XXII of 1871. 2. No pensioner can assign or sell any interest in respect of the pension not then due. Back to Top Annual Identification 1. A life certificate is required to be produced by the pensioner, who is unable to appear due to bodily illness or infirmity and desires payment through a representative once in the month of November each year. 2. Pensioners who are receiving payment from PSBs and D.P.D.Os should appear before the P.D.A. once each year in the month of November for identification Back to Top Convicted Pensioner If a pensioner is convicted or sentenced to imprisonment by a Court, his pension will be suspended. He should submit the copy of the Court order to the PDA to enable him to report the matter to this office for obtaining the orders of the Competent Authority. On release from the Jail he should report the matter to the P.D.A. and submit the requisite documents to enable him to refer the matter to this office for obtaining the orders of the C.E.A. for restoration of his pension. Back to Top Restoration of Commuted Portion of Pension 1. Commuted portion of pension will be restored by the P.D.A. on his own without obtaining any order from this office after obtaining requisite application after 15 years from the date of first payment or from the date pension was reduced in case of subsequent commutation. Back to Top Two Pensions If a pensioner is in receipt of more than one pension, he should furnish full details to the P.D.A. for revision of both the pensions and regulating dearness relief on both the pensions Back to Top Family Members 1. If a pensioner has married after discharge or has children born after discharge, or wife/children have died report the matter with full details and certificates (birth/death/marriage/remarriage) to Record Office/Head of the Office for record in Kindred Roll portion of Sheet-roll/Service Book in order to avoid any difficulty in the event of need. 2. If joint notification of family pension has not been done in your case, apply to your P.D.A. on the proper form to enable him to process the joint notification of F.P. through R.O./H.O.O., A.H.Qrs. Back to Top Rejection of Dis. Pension In case disability pension is rejected, you may make an appeal to the Govt. of India within 6 months through Record Office, if you feel that the disability in your case is due to service factors. Similarly family of the deceased can also make an appeal, if the claim for special family pension is rejected. Back to Top RSMB 1. You are advised to appear before the Re-Survey Board on due date as arranged by the Record-office. In case you fail to appear before R.S.M.B. for a long time, submit delay explanation alongwith non conviction and non-reemployment certificates to the R.O. for arranging a fresh R.S.M.B. Back to Top Physically Handicapped Mentally Retarded Children 1. If you have any physically handicapped/mentally retarded child, you may apply to your HOO/RO/Army Hqrs. for making an endorsement in your service & pension record and keep the acknowledgement of this intimation. Back to Top Certificates Submit periodical certificates regarding re-employment/ employment/ earning widowhood to your P.D.A. on due dates in order to regulate your pension correctly. Back to Top Nomination for LTA 1. Pensioners are advised to nominate their families in whose favour family pension has been jointly notified to enable her to receive lifetime arrears in case of his death. In case his wife is not alive he should nominate other members of his family to avoid inconvenience in obtaining Life Time Arrears by the Legal heirs. Payment of pension through Authorised Banks: Pension can not be paid in cash. Hence open an individual savings/current account in your name or a joint account with your spouse, if the spouse’s name is notified for family pension in the PPO, in any of the branches of the Authorized Banks and furnish the details of the same to your Head of Office so that pension can be credited to your bank account. Court Attachment: Pension, whether due or to become due, is free from attachment from any court until it has actually been paid as per the Pension Act. No pensioner can assign or sell any interest in respect of the pension not then due. Receipt of Two Pensions: If you are in receipt of more than one pension, you should furnish full details to your PDA for revision of both the pensions and regulating dearness relief thereon. Submission of Periodic Certificates: Submit periodic certificates regarding re-employment/employment, remarriage/marriage to your PDA on due dates in order to regulate your pension correctly. Missing Pensioner: If a pensioner is found missing, his family should lodge an F.I.R. with the police authorities. If the pensioner is not traced after one year, a certificate should be obtained from the police authorities to this effect, and the matter should be reported to PDA, along with the submission of an Indemnity Bond so that the matter could be pursued with the concerned authorities for sanction of family pension from the date of lodging the F.I.R.. Arrear of Pension: If the pension is not drawn for more than a year, for any reason, it becomes time-barred and would require the sanction of the competent authority. The arrear claim should be submitted in the prescribed form to your PDA with explanation for delay, non-reemployment and non-conviction certificates for obtaining the sanction for payment of the arrears. Non-Resident Indian (NRI) Pensioners: The NRI Pensioners should open an ordinary non resident bank account in any scheduled bank in India and execute a power of attorney in favour of the bank as required. They should also submit life certificate and nationality certificate as prescribed to enable the credit of pension amount due to them in to their accounts.

About the Author

The NRI Pensioners should open an ordinary non resident bank account in any scheduled bank in India and execute a power of attorney in favour of the bank as required. They should also submit life certificate and nationality certificate as prescribed to enable the credit of pension amount due to them in to their accounts.

Comments

Add Comment